Most personal checks should take up to about two business days to clear — but, as you probably know, delays can and do happen — with frustrating regularity. Expecting these delays can help you decide what percentage of each paycheck you should save and when you can pay money out of your account. Knowing that… Continue reading How Long Does A Personal Check Take To Clear?
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How To Get Proof Of Your Address Without Bills
If you are unsure and are still trying to decide what to do with your saved money, opening a savings account may be a good start. But how do you open an account? It’s easy. Just visit the financial institution of your choice and fill out an application form. However, as an applicant, you will… Continue reading How To Get Proof Of Your Address Without Bills
How To Calculate The Exchange Rate Between Two Currencies
If you plan on taking a trip abroad, there’s a lot of information you need to scrounge around to discover. You may start asking questions like, “How long does it take to transfer money into your account once you’re abroad?”, “Why do bank transfers take so long?”, and “What is the exchange rate between two… Continue reading How To Calculate The Exchange Rate Between Two Currencies
Why Do Bank Transfers Take So Long?
Have you ever transferred money from one US account to another and had it arrive the same day? If so, you’re fortunate! We’ve lost count of the number of times we’ve been asked why bank transfers take so long. There are two primary reasons transfers take a few days to clear: To verify account details… Continue reading Why Do Bank Transfers Take So Long?
The Importance Of A High Yield Emergency Fund
Having a contingency high yield emergency fund is the best of both worlds. You have the assurance of knowing what to do with saved money while earning through a high interest account rate when you have excess income. The key is to ensure that any account you choose to use offers you quick access to… Continue reading The Importance Of A High Yield Emergency Fund
What To Do With Saved Money
Building up your savings is a great way to work towards financial independence. Yet choosing what to do with saved money can be a difficult decision. Do you open a high yield emergency fund to earn interest or invest your cash in the stock markets? Do you repay your student loan? Today we’ll look at… Continue reading What To Do With Saved Money
The Best Way To Save Money Fast
The only thing better than saving money is saving it quickly. But how do you do it? It can sometimes feel difficult to make swift progress on your savings, with competing financial needs and other priorities. But rest assured it can be done. Check out the following tips and you’ll soon be on your way… Continue reading The Best Way To Save Money Fast
What Percent Of Income Should You Save?
Everyone needs savings. Whether you’re putting money aside to feel more secure, or you’re aiming for a specific purchase goal, savings are important to us all. But how much should you be saving, and how many accounts should you have? People tend to have different ideas, and, indeed, it generally depends on several factors. Age,… Continue reading What Percent Of Income Should You Save?
How Much Money To Save Monthly
You may be reading this article hoping for an answer to all your savings questions. But how much money you should save each month is so variable and dependent on so many different factors, that there’s no right answer for everyone. Instead, consider the factors relevant to your savings. These are your age, your income,… Continue reading How Much Money To Save Monthly
The Best Way To Save Money And Earn Interest
Saving money feels great. But what feels even better is earning interest on top of what you’ve already put away. It can almost feel like free money. But what’s the best way to earn a high interest rate? You will be glad to learn that there are actually four different ways to start enjoying higher… Continue reading The Best Way To Save Money And Earn Interest